Failure is a hard thing to deal with. The congressional leaders of America fail to do the proper things for the American people. The Justice Department failed to correct a wrong and still executed what appears to be an innocent man. But the biggest failures have to be when a top executive at a huge corporate giant fails at his job and is ousted. Hence the hefty severance packages we see in the 6-and-7-figure ranges. Because, they truly deserve it, don’t they? Especially at places like those financial institutions who needed taxpayers to keep them from jumping off the cliff. They are the ones who need it most in these hard economic times.

But at least banks can make back some of that minimal executive pay by raising debit card fees. Bank of America is tacking on a $5 debit card monthly fee, Wells Fargo and Chase $3/month, and SunTrust $5/month—all just for using your debit card. Executives need to be paid for their hard work, so banks have to make up the projected $6.6billion in losses due to the Durbin amendment in the Dodd-Frank financial overhaul law, which lowers the maximum transaction fee for debit card use that a merchant has to pay from $.44 to $.24. So why not take that money straight from the consumer instead of the merchant? As chief executive of JP Morgan Chase put it, “If you’re a restaurant and you can’t charge for the soda, you’re going to charge more for the burger.”

And at least struggling health insurance companies can make back some of those losses with higher premiums—only measly double digit profit increases in the 2nd quarter? Unemployment is around 9ish%, so I guess it only makes sense to raise health care premiums by that much from last year. And many businesses are citing cost of coverage as a decision not to hire (and not government regulations or taxes, because we know damn well that health insurance companies aren’t regulated by the government).

But at least some people are standing against things that are wrong…

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